case

Background of the project

Established in 2006 and headquartered in Beijing, CreditEase is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management and credit data integration services.China's well-known inclusive finance and wealth management consulting service agency has brought the world's most advanced credit concepts and models to China, providing innovative, high-quality credit products and services to thousands of consumers.CreditEase takes the lead in introducing advanced credit management concepts from abroad and, combined with China's social credit status, launches a person-to-person (also known as P2P) credit borrowing service platform. As a platform manager, CreditEase provides whole-process credit management services for customers at both ends of the platform.Through this platform, customers with financial demands can lend their surplus funds to the salaried class, college students and small business owners who have good credit but lack capital. Meanwhile, interest income can also bring high and stable profits to financial customers.CreditEase also works closely with numerous merchants providing products or services such as household appliances, electronic products, home decoration products, Musical Instruments, education training services, entertainment and fitness wear, and has tailored personalized consumer credit solutions for different consumer groups

Project Objectives

With the rapid development of appropriate P2P business letter, the old settlement in when peak day trading platform performance can not meet the requirements of normal processing business, embodied in trading off the single, plummeting processing speed, and due to the design defects of the old system, system resources exhausted, easily cause system performance and stability is very poor, at the same time, the old system to the expansion of business ability is insufficient, can't support the new pay model such as B2C gateway to pay, fast payment, etc.As a result of the above factors, a large number of errors occurred, so we have to invest a lot of manpower for manual offline intervention.New unified platform for settlement of the new will solve a lot of defects, the above offer letter should be a stable performance of new payment platform, the platform will pay for B2C gateway and quick support, withholding and collecting payment, such as, at the same time retain strong extensibility, the new platform through advanced system architecture design, will solve old system response is slow, the problem of large resource consumption, at the same time, a new platform for the introduction of advanced data cleaning system increased transaction processing speed backup mechanism.In addition, the new system reserved a multi-agency management module, which can provide settlement services

Project value

Work closely with customers and partners, and write with them, ensure the good operation of complex projects and complete project management mechanism, connect the various stages of the project, covering the key stages of demand analysis, system design, system implementation, testing, staff training and promotion.New it architectures and approaches are available in the business requirements phase, and employee manuals and test cases are developed in conjunction with requirements.Ensure smooth and overly strict quality management, documentation management and change management.The standardized work process under the guidance of experts is to carefully plan the launch of the system in the stable controllable state of the project, and to cooperate with the continuous successful switch of many domestic third-party payment companies.The smooth operation of the business after the launch exceeded expectations.From business practice, brings new system: IT greatly improve the operation efficiency, and stable operation of the system, and make IT become the industry benchmark case core system after launch, related systems such as the new channel, payment and settlement and so on had the very big development, promote the business development to promote changes in business operation and management, improve the management level in security mechanism has trained a understand business, understand application, understand the project team