case

Background of the project

As one of the first batch of pilot private Banks in China, Zhejiang MY bank was established in 2014. With the promotion of ant financial services, it was officially opened in June 2015 and officially integrated into the modern payment system of the people's bank of China in July 2015.As the preferred financial service provider, the explorer of Internet banking and the practitioner of inclusive finance, MY bank provides services for small and micro businesses, mass consumers, rural operators and farmers, and small and medium-sized financial institutions.After opening the clearing bank electronic retailing products, credit, and financial product line rapid development, currently has launched version App, enterprise online banking, bank argues direct channels such as products, electronic retailing, flourishing agricultural credit and trust to pay the loan credit products, precious wealth management products such as margin of profit, such as communication and cooperation with Alipay account products, as of February 2016, give him the bank has for more than 80 small micro enterprises to provide convenient and efficient financial services, to provide users with the credit capital of more than 45 billion yuan.The e-bank is the first Chinese bank to build a core system on the financial cloud.Based on the financial cloud computing platform, MY bank has the ability to handle highly concurrent financial transactions, massive big data and elastic expansion. It can take advantage of the Internet and big data to provide financial services to more small and micro businesses.

Project Objectives

With MY banking business development, consumer credit clearing domain, domain, customer service channels, financial network open platform domain, as well as customers of the business needs of the product domain are facing rapid growth, as a financial network Eigpay open platform builder, is responsible for bank financial cooperation channel access fact straight - the Alibaba group's services, and ant ecology through projects such as construction, and participate in the settlement of a products, consumer credit products, customers, products upgrading, support the development of electronic retailing banking business and product demand

Project value

Eigpay take financial network platform as the core ability, supporting more than give him bank business product development, universal coverage give him bank settlement, credit, financial, customer, product domain of external cooperation and service output requirements, at the same time support the fact the directly connected, as well as rapid access to channels of financial institutions cooperation, continuously upgrade technical maintenance financial network open platform, a unified message to upgrade to version 2.0, the system architecture also upgraded to a cloud platform version, able to support rapid and growing ability to open input output and services,And it can greatly improve the channel operation efficiency and the partner access efficiency through the upgraded operation management and control platform.Eigpay support clearing domain, consumer credit, and customer product domains of system upgrade, support the rapid development of client business requirements, city settlement domain including net silver-colored interconnection, clearing and trade cooperation, third-party payment access, consumer credit domain including the Jiebei、Huabei platform for the operation and customer satisfaction, customer product support multi-channel customer login, authorization, authentication, calibration, such as signing scene demand.