case

Background of the project

Alibaba group announced on March 7, 2013 that it will prepare to establish ant financial services group, whose main business areas include payment, small loan, insurance and guarantee.Through alibaba, a platform will help small and micro businesses to diversify their species, provide tools for online merchants and support them to face consumers.Through the small and micro financial services group, numerous small businesses and consumers will be provided with funds, payments, guarantees and other services they need to support their survival and development.Ali is currently preparing for ali private bank, and through this consulting project, we can get more support on financial business and core capabilities such as technology.

Project Objectives

Support the development of ant financial services business and establish an internationally advanced financial business, application system and IT operation center.Achieve the service level of the financial operation center by committing to the goal of serving the international advanced financial center.Through the small and micro financial services group, numerous small businesses and consumers will be provided with funds, payments, guarantees and other services they need to support their survival and development.

Project value

Business :1. Help Ali finance to understand and define settlement, clearing and accounting from the perspective of bank;From the perspective of settlement, clearing and accounting business in the middle and back-end, understand the common patterns in the banking system and how to cooperate with each other in terms of business architecture and organizational structure;2. Help ant financial understand what kind of systems and mechanisms are in operation guarantee in terms of capital liquidity management in the banking industry;Management of assets and liabilities in banking industry.3. Help ant financial understand what a set of operating mechanism is for cross-border capital management of big Banks (BOC and ICBC) in the context of global business.Good practice and experience of the system on institutional credit risk, internal operational risk, market risk (interest rate & exchange rate).5. Help ant financial to establish unified payment message specification and unified routing mechanism business architecture.The system architecture from the accounting/settlement perspective of the background;2. Provide whether the business of fund, securities and other institutions in the banking business system shall be defined as a merchant;Provide institutions, behind the settlement, accounting system is how to achieve;Third, the financial network and payment and settlement, provide technical advice 1. Financial payment business cloud service model (2) unified payment message specification 3. 4. Routing design front pedestrian pay system deployment scheme 5. Accounting information exchange and clearing center (assets) between the unified message 6. Financial center for network and reconciliation document interface between 7. Active liquidation mode of clearing center check for interface design, develop and implement service unified payment message standard components (1) to exchange routing component 2. Pedestrian big small message standard components (3) the pedestrian big small MQ communication module 4. Pedestrian big small business alignment.